JEWISH KING JESUS IS COMING AT THE RAPTURE FOR US IN THE CLOUDS-DON'T MISS IT FOR THE WORLD.THE BIBLE TAKEN LITERALLY- WHEN THE PLAIN SENSE MAKES GOOD SENSE-SEEK NO OTHER SENSE-LEST YOU END UP IN NONSENSE.GET SAVED NOW- CALL ON JESUS TODAY.THE ONLY SAVIOR OF THE WHOLE EARTH - NO OTHER. 1 COR 15:23-JESUS THE FIRST FRUITS-CHRISTIANS RAPTURED TO JESUS-FIRST FRUITS OF THE SPIRIT-23 But every man in his own order: Christ the firstfruits; afterward they that are Christ’s at his coming.ROMANS 8:23 And not only they, but ourselves also, which have the firstfruits of the Spirit, even we ourselves groan within ourselves, waiting for the adoption, to wit, the redemption of our body.(THE PRE-TRIB RAPTURE)
HOARDING OF GOLD AND SILVER
JAMES 5:1-3
1 Go to now, ye rich men, weep and howl for your miseries that shall come upon you.
2 Your riches are corrupted, and your garments are motheaten.
3 Your gold and silver is cankered; and the rust of them shall be a witness against you, and shall eat your flesh as it were fire. Ye have heaped treasure together for the last days.
REVELATION 18:10,17,19
10 Standing afar off for the fear of her torment, saying, Alas, alas that great city Babylon, that mighty city! for in one hour is thy judgment come.(IN 1 HR THE STOCK MARKETS WORLDWIDE WILL CRASH)
17 For in one hour so great riches is come to nought. And every shipmaster, and all the company in ships, and sailors, and as many as trade by sea, stood afar off,
19 And they cast dust on their heads, and cried, weeping and wailing, saying, Alas, alas that great city, wherein were made rich all that had ships in the sea by reason of her costliness! for in one hour is she made desolate.
EZEKIEL 7:19
19 They shall cast their silver in the streets, and their gold shall be removed:(CONFISCATED) their silver and their gold shall not be able to deliver them in the day of the wrath of the LORD: they shall not satisfy their souls, neither fill their bowels: because it is the stumblingblock of their iniquity.
LUKE 2:1-3
1 And it came to pass in those days, that there went out a decree from Caesar Augustus, that all the world should be taxed.
2 (And this taxing was first made when Cyrenius was governor of Syria.)
3 And all went to be taxed, every one into his own city.
REVELATION 13:16-18
16 And he(THE FALSE POPE WHO DEFECTED FROM THE CHRISTIAN FAITH) causeth all,(IN THE WORLD ) both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads:(MICROCHIP IMPLANT)
17 And that no man might buy or sell, save he that had the mark,(MICROCHIP IMPLANT) or the name of the beast,(WORLD DICTATORS NAME INGRAVED ON YOUR SKIN OR TATTOOED ON YOU OR IN THE MICROCHIP IMPLANT) or the number of his name.(THE NUMBERS OF HIS NAME INGRAVED IN THE MICROCHIP IMLPLANT)-(ALL THESE WILL TELL THE WORLD DICTATOR THAT YOUR WITH HIM AND AGAINST KING JESUS-GOD)
18 Here is wisdom. Let him that hath understanding count the number of the beast:(WORLD LEADER) for it is the number of a man; and his number is Six hundred threescore and six.(6-6-6) A NUMBER SYSTEM (6006006)OR(60020202006)(SOME KIND OF NUMBER IMPLANTED IN THE MICROCHIP THAT TELLS THE WORLD DICTATOR AND THE NEW WORLD ORDER THAT YOU GIVE YOUR TOTAL ALLIGIENCE TO HIM AND NOT JESUS)(ITS AN ETERNAL DECISION YOU MAKE)(YOU CHOOSE YOUR OWN DESTINY)(YOU TAKE THE DICTATORS NAME OR NUMBER UNDER YOUR SKIN,YOUR DOOMED TO THE LAKE OF FIRE AND TORMENTS FOREVER,NEVER ENDING MEANT ONLY FOR SATAN AND HIS ANGELS,NOT HUMAN BEINGS).OR YOU REFUSE THE MICROCHIP IMPLANT AND GO ON THE SIDE OF KING JESUS AND RULE FOREVER WITH HIM ON EARTH.YOU CHOOSE,ITS YOUR DECISION.
1 KINGS 10:13-14
13 And king Solomon gave unto the queen of Sheba all her desire, whatsoever she asked, beside that which Solomon gave her of his royal bounty. So she turned and went to her own country, she and her servants.
14 Now the weight of gold that came to Solomon in one year was six hundred threescore and six talents of gold,
GENESIS 49:16-17
16 Dan shall judge his people, as one of the tribes of Israel.
17 Dan shall be a serpent by the way, an adder in the path, that biteth the horse heels, so that his rider shall fall backward.
REVELATION 6:5-6
5 And when he had opened the third seal, I heard the third beast say, Come and see. And I beheld, and lo a black horse; and he that sat on him had a pair of balances in his hand.
6 And I heard a voice in the midst of the four beasts say, A measure of wheat for a penny, and three measures of barley for a penny; and see thou hurt not the oil and the wine.(A DAYS WAGES FOR A LOAF OF BREAD)
DOCTOR DOCTORIAN FROM ANGEL OF GOD
then the angel said, Financial crisis will come to Asia. I will shake the world.
The Shemitah is coming true.Do people not get it? There is a economic crash every 7 years.
1980: Recession
1987: Stock market crash
1994: Bond market crash
2001: 9/11, dot com, recession
2008: Housing crash
2015: See if something will happen-The central banks will be the death of us. Get ready and embrace yourself for the economic collapse.
BANK RELATED INFORMATION
http://ift.tt/1Nhezbu
CURRENCIES
http://ift.tt/1KhcsPw
COMMODITIES
http://ift.tt/1Y1uPlQ
UPDATE-FEBRUARY 12,2016-12:00AM
DOW MARKET FRIDAY-FEB 12,2016
09:30AM-
10:00AM-
10:30AM-
11:00AM-
11:30AM-
12:00PM-
12:30PM-
01:00PM-
01:30PM-
02:00PM-
02:30PM-
03:00PM-
03:30PM-
04:00PM-
HIGH LOW
HOARDING OF GOLD AND SILVER
JAMES 5:1-3
1 Go to now, ye rich men, weep and howl for your miseries that shall come upon you.
2 Your riches are corrupted, and your garments are motheaten.
3 Your gold and silver is cankered; and the rust of them shall be a witness against you, and shall eat your flesh as it were fire. Ye have heaped treasure together for the last days.
REVELATION 18:10,17,19
10 Standing afar off for the fear of her torment, saying, Alas, alas that great city Babylon, that mighty city! for in one hour is thy judgment come.(IN 1 HR THE STOCK MARKETS WORLDWIDE WILL CRASH)
17 For in one hour so great riches is come to nought. And every shipmaster, and all the company in ships, and sailors, and as many as trade by sea, stood afar off,
19 And they cast dust on their heads, and cried, weeping and wailing, saying, Alas, alas that great city, wherein were made rich all that had ships in the sea by reason of her costliness! for in one hour is she made desolate.
EZEKIEL 7:19
19 They shall cast their silver in the streets, and their gold shall be removed:(CONFISCATED) their silver and their gold shall not be able to deliver them in the day of the wrath of the LORD: they shall not satisfy their souls, neither fill their bowels: because it is the stumblingblock of their iniquity.
LUKE 2:1-3
1 And it came to pass in those days, that there went out a decree from Caesar Augustus, that all the world should be taxed.
2 (And this taxing was first made when Cyrenius was governor of Syria.)
3 And all went to be taxed, every one into his own city.
REVELATION 13:16-18
16 And he(THE FALSE POPE WHO DEFECTED FROM THE CHRISTIAN FAITH) causeth all,(IN THE WORLD ) both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads:(MICROCHIP IMPLANT)
17 And that no man might buy or sell, save he that had the mark,(MICROCHIP IMPLANT) or the name of the beast,(WORLD DICTATORS NAME INGRAVED ON YOUR SKIN OR TATTOOED ON YOU OR IN THE MICROCHIP IMPLANT) or the number of his name.(THE NUMBERS OF HIS NAME INGRAVED IN THE MICROCHIP IMLPLANT)-(ALL THESE WILL TELL THE WORLD DICTATOR THAT YOUR WITH HIM AND AGAINST KING JESUS-GOD)
18 Here is wisdom. Let him that hath understanding count the number of the beast:(WORLD LEADER) for it is the number of a man; and his number is Six hundred threescore and six.(6-6-6) A NUMBER SYSTEM (6006006)OR(60020202006)(SOME KIND OF NUMBER IMPLANTED IN THE MICROCHIP THAT TELLS THE WORLD DICTATOR AND THE NEW WORLD ORDER THAT YOU GIVE YOUR TOTAL ALLIGIENCE TO HIM AND NOT JESUS)(ITS AN ETERNAL DECISION YOU MAKE)(YOU CHOOSE YOUR OWN DESTINY)(YOU TAKE THE DICTATORS NAME OR NUMBER UNDER YOUR SKIN,YOUR DOOMED TO THE LAKE OF FIRE AND TORMENTS FOREVER,NEVER ENDING MEANT ONLY FOR SATAN AND HIS ANGELS,NOT HUMAN BEINGS).OR YOU REFUSE THE MICROCHIP IMPLANT AND GO ON THE SIDE OF KING JESUS AND RULE FOREVER WITH HIM ON EARTH.YOU CHOOSE,ITS YOUR DECISION.
1 KINGS 10:13-14
13 And king Solomon gave unto the queen of Sheba all her desire, whatsoever she asked, beside that which Solomon gave her of his royal bounty. So she turned and went to her own country, she and her servants.
14 Now the weight of gold that came to Solomon in one year was six hundred threescore and six talents of gold,
GENESIS 49:16-17
16 Dan shall judge his people, as one of the tribes of Israel.
17 Dan shall be a serpent by the way, an adder in the path, that biteth the horse heels, so that his rider shall fall backward.
REVELATION 6:5-6
5 And when he had opened the third seal, I heard the third beast say, Come and see. And I beheld, and lo a black horse; and he that sat on him had a pair of balances in his hand.
6 And I heard a voice in the midst of the four beasts say, A measure of wheat for a penny, and three measures of barley for a penny; and see thou hurt not the oil and the wine.(A DAYS WAGES FOR A LOAF OF BREAD)
DOCTOR DOCTORIAN FROM ANGEL OF GOD
then the angel said, Financial crisis will come to Asia. I will shake the world.
The Shemitah is coming true.Do people not get it? There is a economic crash every 7 years.
1980: Recession
1987: Stock market crash
1994: Bond market crash
2001: 9/11, dot com, recession
2008: Housing crash
2015: See if something will happen-The central banks will be the death of us. Get ready and embrace yourself for the economic collapse.
BANK RELATED INFORMATION
http://ift.tt/1Nhezbu
CURRENCIES
http://ift.tt/1KhcsPw
COMMODITIES
http://ift.tt/1Y1uPlQ
UPDATE-FEBRUARY 12,2016-12:00AM
DOW MARKET FRIDAY-FEB 12,2016
09:30AM-
10:00AM-
10:30AM-
11:00AM-
11:30AM-
12:00PM-
12:30PM-
01:00PM-
01:30PM-
02:00PM-
02:30PM-
03:00PM-
03:30PM-
04:00PM-
HIGH LOW
Questions grow over banks as profit warnings pile up-Associated Press By GREG KELLER-FEB 11,16-YAHOONEWS
PARIS (AP) — Questions are growing over the financial health of banks, particularly in Europe and the U.S., as they face a toxic mix of low economic growth, bad loans and squeezed earnings.France's Societe Generale became Thursday the latest bank to issue a confidence-shattering profit warning, which helped trigger a new sell-off in financial stocks. The bank saw its share price stumble 12 percent and major rivals like Deutsche Bank and UniCredit saw losses of nearly 10 percent.European banks are not the only ones to suffer. Japanese bank Mitsubishi Financial fell 7 percent on Thursday. In the U.S., Morgan Stanley, Citigroup and Bank of America are down more than 30 percent so far this year.Among the top concerns is that the global economy will weaken more than expected, souring some of the loans that banks have issued to companies around the world — particularly in distressed sectors like the energy industry. U.S. banks have tens of billions of exposure to loans made to energy companies, who have found themselves unable to pay back their debts due to low energy prices.Mike van Dulken, head of research at Accendo Markets, says the latest weakness in bank stocks stems from U.S. Federal Reserve Chair Janet Yellen "warning on current financial market turbulence and suggesting further rate hikes could be delayed, which added to already raised anxiety about the health of the global economy."On Wednesday, Yellen cautioned that global weakness and falling financial markets could depress the U.S. economy's growth and slow the pace of Fed interest rate hikes. That's a particular concern as the U.S. economy has been one of the few bright spots in the global economy, which is seeing a slowdown in China and stagnation in Japan and Europe.The slowing of interest rate increases in the U.S. is also bad news for the big banks, which have been waiting anxiously for interest rates to rise. Since the financial crisis, the big banks have largely grown profits by cutting costs. Higher interest rates would mean banks could charge more for their loans.The fact that many central banks keep cutting interest rates, pushing down market lending rates, is further hurting banks by squeezing their profits. Banks mainly make money by lending, so as rates drop, so do earnings. Investors made big bets in the second half of last year that interest rates would rise in the U.S., so to see that bet fail has forced investors to dump bank shares.The situation is worsened in some regions, particularly the eurozone and Japan, where the central banks charge commercial banks to deposit money with them.Analysts at Capital Economics say that if the European Central Bank cuts one of its key interest rates further below zero, "this could have adverse effects on banks' profitability."Citing ECB chief Mario Draghi's recent statements that the central bank could take more action in March, the analysts said the ECB "seems prepared to squeeze banks' profitability further in the short term in order to support the economy."The Stoxx index of European bank shares is down 20 percent in the last month, when Draghi first mentioned chance that the ECB might try to offer more stimulus in March to lower market rates.In some markets, bad loans are already piling up — or have not been dealt with effectively since the global financial crisis.That's the case in Italy, where banks are estimated to hold some 350 billion euros in soured loans, or more than 30 percent of the eurozone's total. The government is trying to mop up those bad loans, but the banks are seeing their shares slide in the meantime. Banca Monte del Paschi, which was down 9 percent on Thursday, is down 60 percent so far this year.More narrowly, some banks are being targeted for complex financial investments they have made in recent years. That's the case of Deutsche Bank, which has seen the value of its so-called contingent convertible bonds fall sharply. The bank has some 350 million euros in payments on such bonds due by April 30, and had to issue a statement Monday evening assuring it had the money to pay.Deutsche Bank's shares were down 9 percent, bringing its drop this year to 41 percent.___Pan Pylas in London and David McHugh in Frankfurt, Germany, contributed to this report. Ken Sweet contributed to this report from New York.
EU-UK talks stumbling on banks and benefits By Eric Maurice-FEB 11,16-EUOBSERVER
BRUSSELS, Today, 09:29-A week before the summit in which EU leaders expect to close a deal with the UK on EU reforms, the process remains "very fragile", European Council president Donald Tusk said on Wednesday (10 February), with benefits and the banks being the main difficulties.As central European countries continue to express concerns about the plan to limit in-work and child benefits for EU workers in the UK and other countries, France pointed out on Wednesday that it opposed proposals on financial issues.French finance minister Michel Sapin said some proposals in the draft agreement "could suggest there would be a difference of treatment" between London and other EU financial centres."That is not possible. The treatment must be as identical as possible," he told French MPs at a parliamentary hearing.Sapin echoed concerns expressed by the French Banking Federation in a letter to French president Francois Hollande.The proposed arrangements about relations between the eurozone and non-eurozone countries "raises major problems of principles concerning the integrity of the internal market, the financial stability of the European Union and fair competition between financial players", the head of the federation, Frederic Oudea, wrote in the letter, according to Reuters.-UK 'cannot dictate'-Oudea, who is also the head of the Societe Generale bank and of the European Banking Federation, pointed at the proposal to exempt non-euro and non-banking union countries from paying for the rescue of eurozone countries or institutions."If that provision was to be maintained, the banking sector suggests to demand reciprocity for the eurozone," he wrote in his letter to Hollande.He also said that banking union rules applying only to credit institutions located in the eurozone would be a violation of the internal market for the financial sector.Sapin told MPs that the "unity of the market, particularly financial markets" was a "red line" for France in the discussions ahead of next week summit.In a debate at the national assembly also on Wednesday, French prime minister Manuel Valls warned Britain that it could not "dictate" the terms of the agreement."It is up to Britain to recall that is is fully a country in the EU. We don't dictate our conditions, we are in a partnership and we go forward together," he said.He added that France would be "particularly vigilant" on guarantees that the eurozone would still be able to integrate further."When you are not a member of the eurozone, you cannot dictate conditions to the eurozone," he said.To alleviate French concerns before the summit, Tusk will go to Paris to meet Hollande. The meeting will be part of a series of talks with leaders, announced by Tusk on Wednesday, in order "to secure a broad political support for [his] proposal" for an agreement.He said that in addition to Hollande, he would meet German chancellor Angela Merkel, Romanian president Klaus Iohannis and the Belgian, Greek and Czech PMs, Charles Michel, Alexis Tsipras and Bohuslav Sobotka, respectively.Sobotka currently chairs the Visegrad group that gathers his country together with Slovakia, Hungary and Poland. The group has been the main critic of the plans to limit benefits for EU workers.In an opinion article published by EUobserver on Wednesday, Czech state secretary for European affairs Tomas Prouza said that "the situation of EU citizens working in another member state cannot be more disadvantageous than that of citizens of third countries"."We still have a week left before the European Council to find the final compromise that everybody can agree with," Prouza wrote. "If we want to find an agreement, we cannot open Pandora’s Box and include issues of other member states in the discussion."EU ambassadors and national EU advisers will meet this Thursday for a second round of talks to prepare the final draft for the summit.Ahead of this meeting and of his tour of Europe, Tusk sent an updated proposal to the 28 capitals on Wednesday.According to the Wall Street Journal, the draft limits the use of the so-called immigration emergency brake, the mechanism to limit benefits to countries that opened their labour markets to new EU member states in 2004.The updated proposal also specifies that the plan to reduce child-benefit payments to EU workers in Britain would not be extended to other “exportable” benefits, like old-age benefits.
PARIS (AP) — Questions are growing over the financial health of banks, particularly in Europe and the U.S., as they face a toxic mix of low economic growth, bad loans and squeezed earnings.France's Societe Generale became Thursday the latest bank to issue a confidence-shattering profit warning, which helped trigger a new sell-off in financial stocks. The bank saw its share price stumble 12 percent and major rivals like Deutsche Bank and UniCredit saw losses of nearly 10 percent.European banks are not the only ones to suffer. Japanese bank Mitsubishi Financial fell 7 percent on Thursday. In the U.S., Morgan Stanley, Citigroup and Bank of America are down more than 30 percent so far this year.Among the top concerns is that the global economy will weaken more than expected, souring some of the loans that banks have issued to companies around the world — particularly in distressed sectors like the energy industry. U.S. banks have tens of billions of exposure to loans made to energy companies, who have found themselves unable to pay back their debts due to low energy prices.Mike van Dulken, head of research at Accendo Markets, says the latest weakness in bank stocks stems from U.S. Federal Reserve Chair Janet Yellen "warning on current financial market turbulence and suggesting further rate hikes could be delayed, which added to already raised anxiety about the health of the global economy."On Wednesday, Yellen cautioned that global weakness and falling financial markets could depress the U.S. economy's growth and slow the pace of Fed interest rate hikes. That's a particular concern as the U.S. economy has been one of the few bright spots in the global economy, which is seeing a slowdown in China and stagnation in Japan and Europe.The slowing of interest rate increases in the U.S. is also bad news for the big banks, which have been waiting anxiously for interest rates to rise. Since the financial crisis, the big banks have largely grown profits by cutting costs. Higher interest rates would mean banks could charge more for their loans.The fact that many central banks keep cutting interest rates, pushing down market lending rates, is further hurting banks by squeezing their profits. Banks mainly make money by lending, so as rates drop, so do earnings. Investors made big bets in the second half of last year that interest rates would rise in the U.S., so to see that bet fail has forced investors to dump bank shares.The situation is worsened in some regions, particularly the eurozone and Japan, where the central banks charge commercial banks to deposit money with them.Analysts at Capital Economics say that if the European Central Bank cuts one of its key interest rates further below zero, "this could have adverse effects on banks' profitability."Citing ECB chief Mario Draghi's recent statements that the central bank could take more action in March, the analysts said the ECB "seems prepared to squeeze banks' profitability further in the short term in order to support the economy."The Stoxx index of European bank shares is down 20 percent in the last month, when Draghi first mentioned chance that the ECB might try to offer more stimulus in March to lower market rates.In some markets, bad loans are already piling up — or have not been dealt with effectively since the global financial crisis.That's the case in Italy, where banks are estimated to hold some 350 billion euros in soured loans, or more than 30 percent of the eurozone's total. The government is trying to mop up those bad loans, but the banks are seeing their shares slide in the meantime. Banca Monte del Paschi, which was down 9 percent on Thursday, is down 60 percent so far this year.More narrowly, some banks are being targeted for complex financial investments they have made in recent years. That's the case of Deutsche Bank, which has seen the value of its so-called contingent convertible bonds fall sharply. The bank has some 350 million euros in payments on such bonds due by April 30, and had to issue a statement Monday evening assuring it had the money to pay.Deutsche Bank's shares were down 9 percent, bringing its drop this year to 41 percent.___Pan Pylas in London and David McHugh in Frankfurt, Germany, contributed to this report. Ken Sweet contributed to this report from New York.
EU-UK talks stumbling on banks and benefits By Eric Maurice-FEB 11,16-EUOBSERVER
BRUSSELS, Today, 09:29-A week before the summit in which EU leaders expect to close a deal with the UK on EU reforms, the process remains "very fragile", European Council president Donald Tusk said on Wednesday (10 February), with benefits and the banks being the main difficulties.As central European countries continue to express concerns about the plan to limit in-work and child benefits for EU workers in the UK and other countries, France pointed out on Wednesday that it opposed proposals on financial issues.French finance minister Michel Sapin said some proposals in the draft agreement "could suggest there would be a difference of treatment" between London and other EU financial centres."That is not possible. The treatment must be as identical as possible," he told French MPs at a parliamentary hearing.Sapin echoed concerns expressed by the French Banking Federation in a letter to French president Francois Hollande.The proposed arrangements about relations between the eurozone and non-eurozone countries "raises major problems of principles concerning the integrity of the internal market, the financial stability of the European Union and fair competition between financial players", the head of the federation, Frederic Oudea, wrote in the letter, according to Reuters.-UK 'cannot dictate'-Oudea, who is also the head of the Societe Generale bank and of the European Banking Federation, pointed at the proposal to exempt non-euro and non-banking union countries from paying for the rescue of eurozone countries or institutions."If that provision was to be maintained, the banking sector suggests to demand reciprocity for the eurozone," he wrote in his letter to Hollande.He also said that banking union rules applying only to credit institutions located in the eurozone would be a violation of the internal market for the financial sector.Sapin told MPs that the "unity of the market, particularly financial markets" was a "red line" for France in the discussions ahead of next week summit.In a debate at the national assembly also on Wednesday, French prime minister Manuel Valls warned Britain that it could not "dictate" the terms of the agreement."It is up to Britain to recall that is is fully a country in the EU. We don't dictate our conditions, we are in a partnership and we go forward together," he said.He added that France would be "particularly vigilant" on guarantees that the eurozone would still be able to integrate further."When you are not a member of the eurozone, you cannot dictate conditions to the eurozone," he said.To alleviate French concerns before the summit, Tusk will go to Paris to meet Hollande. The meeting will be part of a series of talks with leaders, announced by Tusk on Wednesday, in order "to secure a broad political support for [his] proposal" for an agreement.He said that in addition to Hollande, he would meet German chancellor Angela Merkel, Romanian president Klaus Iohannis and the Belgian, Greek and Czech PMs, Charles Michel, Alexis Tsipras and Bohuslav Sobotka, respectively.Sobotka currently chairs the Visegrad group that gathers his country together with Slovakia, Hungary and Poland. The group has been the main critic of the plans to limit benefits for EU workers.In an opinion article published by EUobserver on Wednesday, Czech state secretary for European affairs Tomas Prouza said that "the situation of EU citizens working in another member state cannot be more disadvantageous than that of citizens of third countries"."We still have a week left before the European Council to find the final compromise that everybody can agree with," Prouza wrote. "If we want to find an agreement, we cannot open Pandora’s Box and include issues of other member states in the discussion."EU ambassadors and national EU advisers will meet this Thursday for a second round of talks to prepare the final draft for the summit.Ahead of this meeting and of his tour of Europe, Tusk sent an updated proposal to the 28 capitals on Wednesday.According to the Wall Street Journal, the draft limits the use of the so-called immigration emergency brake, the mechanism to limit benefits to countries that opened their labour markets to new EU member states in 2004.The updated proposal also specifies that the plan to reduce child-benefit payments to EU workers in Britain would not be extended to other “exportable” benefits, like old-age benefits.
Does the Financial Technology boom mark the end of banking?-February 11, 2016, 1:31 am-THE TIMES OF ENERGY
At the end of the 1970’s, most of London’s double-decker busses were newly equipped for one person operations, making redundant the vast work-force known as “bus conductors”. This period was plagued by constant strikes of London transport workers, but more importantly, by a vociferous public debate about the social repercussions of machines replacing people.Little were the disputants to know that this was a tiny stream in what was to become a flood of positions and professions slowly made irrelevant by growing technologies, which in turn created new types of jobs and vocations. There are very few professions which can truly say or believe that they are immune from redundancies due to technological reforms.The current trend of FinTech – Financial Technologies – is giant in its vastness and diversity. Around 5,000 FinTech start-ups are attacking almost every angle of the conventional banking and financial world and biting at the flesh of their income sources. The catalyst of this trend was the financial crisis of 2008 and the subsequent credit crunch, which sent the market to search for new sources of finance. The shortage of credit paired with a low interest rate environment for investors provided perfect conditions for the growth of peer to peer (P2P) lending, improving the situations of both sides of the equation. Hereafter, the road to the FinTech eruption was short.Does FinTech mark the end of the banking industry? Many would hope that this is the case; public sympathy with this industry is justifiably not high. FinTechs aim to find the banks’ most profitable sources of activities and replace them. The expectation is that banking profits will be reduced, over the next decade by up to 40%. However, there are several key reasons why banks will remain a central part of the economies, despite this boom in competition: The banks themselves spotted or sensed this change at a fairly early stage. Many banks are themselves heavily involved in FinTech – Citibank probably a leader in this field – and they will still protect their core business.The majority of FinTech’s, however revolutionary they may be, are reliant on the banks for success, and need to tie in to the banks’ infrastructure to make their product function. Even the firmly rooted P2P industry has to use a bank as a clearing agency.The FinTechs tend to choose areas which are not regulated or the regulations are less stringent. Many areas will remain highly regulated and, although burdensome, these will remain in the hands of the banks which have the systems to deal with the regulators.Many changes require legislation and changes in regulations. The high tech industry works on a two-year cycle; these changes can take five or six. Few start-ups have the ability to breathe that long without oxygen.The FinTech industry has to be collective and strategically calculated to beat the Goliath of the banking industries. A full bodied attack will lead to self-destruction as many of the companies are creating similar products, and will be more focused on competing with each other than fighting the giant. Groups should continue to bite at the banks heals relentlessly, wearing out the beast over ten rounds rather than going for a knock-out blow.—The writer is founder of Western Wall Street
The falls in the global stock markets: The start of a recession or repairing a wrong?-February 2, 2016, 8:04 pm
“Only when the tide goes out do you discover who’s been swimming naked.” — Warren Buffet-2016 started with a sharp downturn in world markets, and for many portfolio owners, and managers, it would be gratifying just to return to where we started off. Will the market will correct itself, or will it continue in its decline? To try to analyze whether the market will continue to fall, we have to solve the mystery of whether we are on the verge of an economic or financial crisis.Two of the properties which previously existed on the eve of financial crises do not exist today.Firstly, the interest rates. Towards the crises in 2008 and 2001 US interest rate was around 5%. We are not in that position today, and, even if the Fed will raise interest rates once or twice more this year the rates are far from the levels pre 2001 and 2008 financial crunches. Today, investors do not have the privilege to flee the equity markets to higher interest rates in the market bond.Secondly, there is no world recession. China’s growth is lower than expectations and probably has not grown 6.9%, as according to official figures. Previous crises were accompanied by recessions in the world. True, today there are economists who argue that the US will slip into recession in 2017, however, the vital signs of the US economy are still positive.Causing further instability are the Chinese efforts to stabilize the situation. The Chinese are doing this by way of government intervention. Although the intentions are good, markets in general respond negatively to the notion the governments can intervene with market forces, especially in the aggressive way that the Chinese government intervenes.However, even if we are not on the verge of an economic or a financial crisis, there are signs which hint to vulnerability in the markets. It always comes from the same place – leverage. For the past seven years, companies have generously leveraged at very reasonable prices, have developed their business and cared for their shareholders through generous dividends and buy-back. Now, when there is heavy pressure on the revenue line of those companies and lower global growth, companies will have to work primarily to serve the creditors. This is the main reason why some overpriced stocks will take a dent in the metalwork.There will be cases of insolvency and lack of cash flow to service the debt, raising the prospects for an increase in bankruptcies. The most obvious examples of this are the world’s metals companies. These companies are borrowing in bonds to develop more mines, when they thought that demand for metals from China will only increase. In reality, China requires less raw materials, after years of rapid industrialization, and there is no country in the world which is replacing China in demanding these products. The result is that metals prices crash and revenues go down sharply. The combination of these factors will conclude, inevitably, in companies that will not be able to serve their debt.Another industry which will cause the market to continue to be volatile is the energy market. Morgan Stanley has said oil could fall to $20 a barrel, while Standard Chartered has predicted an even bigger slide, to as low as $10. Standard said: “Given that no fundamental relationship is currently driving the oil market towards any equilibrium, prices are being moved almost entirely by financial flows caused by fluctuations in other asset prices, including the US dollar and equity markets.The Israeli share market should stand out with relatively moderate declines. 30% of our index is in global pharmaceutical, which is a defensive industry in terms of risk and leverage. The corporate leverage in Israel is lower than most western countries and the currency remains stable.—The writer is founder of Western Wall Street.
At the end of the 1970’s, most of London’s double-decker busses were newly equipped for one person operations, making redundant the vast work-force known as “bus conductors”. This period was plagued by constant strikes of London transport workers, but more importantly, by a vociferous public debate about the social repercussions of machines replacing people.Little were the disputants to know that this was a tiny stream in what was to become a flood of positions and professions slowly made irrelevant by growing technologies, which in turn created new types of jobs and vocations. There are very few professions which can truly say or believe that they are immune from redundancies due to technological reforms.The current trend of FinTech – Financial Technologies – is giant in its vastness and diversity. Around 5,000 FinTech start-ups are attacking almost every angle of the conventional banking and financial world and biting at the flesh of their income sources. The catalyst of this trend was the financial crisis of 2008 and the subsequent credit crunch, which sent the market to search for new sources of finance. The shortage of credit paired with a low interest rate environment for investors provided perfect conditions for the growth of peer to peer (P2P) lending, improving the situations of both sides of the equation. Hereafter, the road to the FinTech eruption was short.Does FinTech mark the end of the banking industry? Many would hope that this is the case; public sympathy with this industry is justifiably not high. FinTechs aim to find the banks’ most profitable sources of activities and replace them. The expectation is that banking profits will be reduced, over the next decade by up to 40%. However, there are several key reasons why banks will remain a central part of the economies, despite this boom in competition: The banks themselves spotted or sensed this change at a fairly early stage. Many banks are themselves heavily involved in FinTech – Citibank probably a leader in this field – and they will still protect their core business.The majority of FinTech’s, however revolutionary they may be, are reliant on the banks for success, and need to tie in to the banks’ infrastructure to make their product function. Even the firmly rooted P2P industry has to use a bank as a clearing agency.The FinTechs tend to choose areas which are not regulated or the regulations are less stringent. Many areas will remain highly regulated and, although burdensome, these will remain in the hands of the banks which have the systems to deal with the regulators.Many changes require legislation and changes in regulations. The high tech industry works on a two-year cycle; these changes can take five or six. Few start-ups have the ability to breathe that long without oxygen.The FinTech industry has to be collective and strategically calculated to beat the Goliath of the banking industries. A full bodied attack will lead to self-destruction as many of the companies are creating similar products, and will be more focused on competing with each other than fighting the giant. Groups should continue to bite at the banks heals relentlessly, wearing out the beast over ten rounds rather than going for a knock-out blow.—The writer is founder of Western Wall Street
The falls in the global stock markets: The start of a recession or repairing a wrong?-February 2, 2016, 8:04 pm
“Only when the tide goes out do you discover who’s been swimming naked.” — Warren Buffet-2016 started with a sharp downturn in world markets, and for many portfolio owners, and managers, it would be gratifying just to return to where we started off. Will the market will correct itself, or will it continue in its decline? To try to analyze whether the market will continue to fall, we have to solve the mystery of whether we are on the verge of an economic or financial crisis.Two of the properties which previously existed on the eve of financial crises do not exist today.Firstly, the interest rates. Towards the crises in 2008 and 2001 US interest rate was around 5%. We are not in that position today, and, even if the Fed will raise interest rates once or twice more this year the rates are far from the levels pre 2001 and 2008 financial crunches. Today, investors do not have the privilege to flee the equity markets to higher interest rates in the market bond.Secondly, there is no world recession. China’s growth is lower than expectations and probably has not grown 6.9%, as according to official figures. Previous crises were accompanied by recessions in the world. True, today there are economists who argue that the US will slip into recession in 2017, however, the vital signs of the US economy are still positive.Causing further instability are the Chinese efforts to stabilize the situation. The Chinese are doing this by way of government intervention. Although the intentions are good, markets in general respond negatively to the notion the governments can intervene with market forces, especially in the aggressive way that the Chinese government intervenes.However, even if we are not on the verge of an economic or a financial crisis, there are signs which hint to vulnerability in the markets. It always comes from the same place – leverage. For the past seven years, companies have generously leveraged at very reasonable prices, have developed their business and cared for their shareholders through generous dividends and buy-back. Now, when there is heavy pressure on the revenue line of those companies and lower global growth, companies will have to work primarily to serve the creditors. This is the main reason why some overpriced stocks will take a dent in the metalwork.There will be cases of insolvency and lack of cash flow to service the debt, raising the prospects for an increase in bankruptcies. The most obvious examples of this are the world’s metals companies. These companies are borrowing in bonds to develop more mines, when they thought that demand for metals from China will only increase. In reality, China requires less raw materials, after years of rapid industrialization, and there is no country in the world which is replacing China in demanding these products. The result is that metals prices crash and revenues go down sharply. The combination of these factors will conclude, inevitably, in companies that will not be able to serve their debt.Another industry which will cause the market to continue to be volatile is the energy market. Morgan Stanley has said oil could fall to $20 a barrel, while Standard Chartered has predicted an even bigger slide, to as low as $10. Standard said: “Given that no fundamental relationship is currently driving the oil market towards any equilibrium, prices are being moved almost entirely by financial flows caused by fluctuations in other asset prices, including the US dollar and equity markets.The Israeli share market should stand out with relatively moderate declines. 30% of our index is in global pharmaceutical, which is a defensive industry in terms of risk and leverage. The corporate leverage in Israel is lower than most western countries and the currency remains stable.—The writer is founder of Western Wall Street.
EARTHQUAKES
EZEKIEL 37:7,11-14
7 So I prophesied as I was commanded: and as I prophesied, there was a noise, and behold a shaking, and the bones came together, bone to his bone.(POSSIBLE QUAKE BRINGS ISRAEL BACK TO LIFE-SO NOISE AND SHAKING-QUAKES WILL ALSO DESTROY ISRAELS ENEMIES)
11 Then he said unto me, Son of man, these bones are the whole house of Israel: behold, they say, Our bones are dried, and our hope is lost: we are cut off for our parts.
12 Therefore prophesy and say unto them, Thus saith the Lord GOD; Behold, O my people, I will open your graves, and cause you to come up out of your graves, and bring you into the land of Israel.
13 And ye shall know that I am the LORD, when I have opened your graves, O my people, and brought you up out of your graves,
14 And shall put my spirit in you, and ye shall live, and I shall place you in your own land: then shall ye know that I the LORD have spoken it, and performed it, saith the LORD.
MATTHEW 24:7-8
7 For nation shall rise against nation, and kingdom against kingdom: and there shall be famines, and pestilences, and earthquakes, in divers places.
8 All these are the beginning of sorrows.
MARK 13:8
8 For nation shall rise against nation, and kingdom against kingdom:(ETHNIC GROUP AGAINST ETHNIC GROUP) and there shall be earthquakes in divers places, and there shall be famines and troubles: these are the beginnings of sorrows.
LUKE 21:11
11 And great earthquakes shall be in divers places,(DIFFERNT PLACES AT THE SAME TIME) and famines, and pestilences; and fearful sights and great signs shall there be from heaven.
UPDATE-FEBRUARY 12, 2016-11:55PM
1 Day, Magnitude 2.5+ Worldwide
17 earthquakes - DownloadUpdated: 2016-02-12 00:16:28 UTCShowing event times using UTC17 earthquakes in map area
5.0 62km SSE of Kokopo, Papua New Guinea 2016-02-11 23:46:34 UTC 50.3 km
EZEKIEL 37:7,11-14
7 So I prophesied as I was commanded: and as I prophesied, there was a noise, and behold a shaking, and the bones came together, bone to his bone.(POSSIBLE QUAKE BRINGS ISRAEL BACK TO LIFE-SO NOISE AND SHAKING-QUAKES WILL ALSO DESTROY ISRAELS ENEMIES)
11 Then he said unto me, Son of man, these bones are the whole house of Israel: behold, they say, Our bones are dried, and our hope is lost: we are cut off for our parts.
12 Therefore prophesy and say unto them, Thus saith the Lord GOD; Behold, O my people, I will open your graves, and cause you to come up out of your graves, and bring you into the land of Israel.
13 And ye shall know that I am the LORD, when I have opened your graves, O my people, and brought you up out of your graves,
14 And shall put my spirit in you, and ye shall live, and I shall place you in your own land: then shall ye know that I the LORD have spoken it, and performed it, saith the LORD.
MATTHEW 24:7-8
7 For nation shall rise against nation, and kingdom against kingdom: and there shall be famines, and pestilences, and earthquakes, in divers places.
8 All these are the beginning of sorrows.
MARK 13:8
8 For nation shall rise against nation, and kingdom against kingdom:(ETHNIC GROUP AGAINST ETHNIC GROUP) and there shall be earthquakes in divers places, and there shall be famines and troubles: these are the beginnings of sorrows.
LUKE 21:11
11 And great earthquakes shall be in divers places,(DIFFERNT PLACES AT THE SAME TIME) and famines, and pestilences; and fearful sights and great signs shall there be from heaven.
UPDATE-FEBRUARY 12, 2016-11:55PM
1 Day, Magnitude 2.5+ Worldwide
17 earthquakes - DownloadUpdated: 2016-02-12 00:16:28 UTCShowing event times using UTC17 earthquakes in map area
5.0 62km SSE of Kokopo, Papua New Guinea 2016-02-11 23:46:34 UTC 50.3 km
STOCK MARKET AND EARTHQUAKE NEWS
via EVENTS IN TIME (BIBLE PROPHECY LITERALLY FULFILLED)(BY GOD) http://ift.tt/1Qbn4IU
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